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Get Reimbursed

Sit back and relax until your German Pension Refund has been deposited directly into your bank account. Easy,  & Secure.

We protect your privacy. The information will only be used to evaluate your eligibility, to customize your refund agreement, and will NOT be shared with third parties.

Fast and Secure German Pension Refund for Non-Eu Citizens

If you are a citizen from outside the European Union who has worked in Germany, you may be eligible to claim a pension refund Germany after you leave Germany.
 

For you to qualify for a refund of your German pension contributions, you must meet these two specific requirements:


#1: You must currently live in a non-EU country.


#2: At least 24 months must have passed since your last pension contribution to the German pension fund.

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If you meet those two requirements, congrats, you could* qualify for refund of your pension contributions!
 

And the best news of all: You don’t need to worry about the frustrations of German bureaucracy to claim your refund.

 
Claim your refund online today. Not only will we save you time and hassles, but we will also help you with the certificate of life, the payment declaration, the payment authorization form, the deregistration, and any other document required to avoid any potential complications that may come your way during the process. And if you no longer hold a German bank account, we will help you receive your German pension refund in your local bank account in your currency of choice.

 

Have you been contributing to supplementary pension or occupational pension schemes as well? We will also help you claim those refunds to make sure you do not leave any money behind. 
 

We are here for you!

How to get a German Pension Refund online  | The German statutory pension insurance | All Rights Reserved

We have been helping people just like yourself successfully claim their refunds since 2015.


And we do it in an easy, fast, and secure way that will get you real results immediately.


Claim your refund online today, then sit back and relax until we deposit your pension payment refund into your bank account.

 

Check out how easy it is to get your German Pension Refund with us!

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​​Read why expats love working with us.

Do I Qualify for a German Pension Refund?

If you are a non-EU citizen and you live in a non-EU country and at least 24 months have passed since your last pension contribution to the German pension fund, you may be entitled to get a German pension refund.

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* Additional rules apply for citizens of the following countries:

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For USA, India, Australia, Canada, Brazil, Albania, Moldova, North MacedoniaThe PhilippinesSouth Korea, and Uruguay…to qualify for German pension refunds, your German pension insurance balance must hold less than 5 years of pension contributions.

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​Japanese citizens: if you currently live in your home country, your German pension insurance balance must hold less than 5 years of contributions. However, if you live abroad in another non-EU country, like Canada as an example, this limit does not apply. 

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​​Former Yugoslav-state citizens can only claim a refund (before reaching retirement age) residing in a non-EU country outside the former Yugoslav-states area, like the USA as an example.

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Israeli citizens only qualify for a German Pension refund (before reaching retirement age) if you currently live outside of Israel, in another country like New Zealand as an example. 

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Your nationality is not listed above? Congrats, that means no additional rules or limitations apply for you! 

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Claim your refund online today. You can also use our free eligibility check to verify if your pension contributions are eligible for a refund. No worries, we will take care of all the bureaucratic tasks like your payment authorization form, certificate of life, payment declaration, and all the other documents required to proceed with your refund. Please note that no minimum fee will apply to the process of refunding all your pension payments. 

Do I Qualify for a Geman Pension Refund

How Much Can I Reclaim From My German Pension?

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While you were employed in Germany, 9.3% * was deducted from your gross salary up to the income threshold and transferred to the German Pension Insurance.

 

If you are a non-European citizen, you can claim your pension insurance contributions back after moving out of Germany, provided you are entitled to do so.

 

Use our free reimbursement calculator to get an estimate of your possible premium reimbursement.

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The average pension refund is 11,800 Euros and you do not need to hold a German bank account to receive your funds. 

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* Current rate since 2018, different in previous years​

About GermanyPensionRefund.com

GermanyPensionRefund.com is the leading expert for German pension contribution refunds on the market since 2015


Our goal is to provide the safest, fastest, and most easy refund experience. Claim your refund online with us, then sit back with peace of mind while we take care of everything for you.  Read more.
 
 

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Office building Rentenversicherung, Berlin  | The German statutory pension insurance | All Rights Reserved

We are experts on this topic. Our team is specialized in every social security agreement Germany has signed. Our experience goes back to the year 2015

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We team up with specialized law firms to speed up the process and gain full legal leverage. Read more.
 
We provide free evaluation of your case - do not hesitate to contact us regarding your refund, eligibility, residence, waiting period, or any other questions that might arise reading through the information about German Pension Refunds.

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Read below how our most recent customers experienced working with us.  

Or visit our Testimonials.​

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MAR/27/2025

Excellent

Excellent Service.

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MAR/19/2025

Well explained and documented, really satisfied

Really satisfied with the whole process and support Germany Pension Refund provided. The process was smooth and Julia Kim was always informing of the current state of the process. Everything was always well explained and documented. The process itself did not take that long.

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MAR/17/2025

Quick, reliable

Quick and reliable service. Highly recommended!

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MAR/13/2025

Smooth and straight forward

One of the top services I received so far , Smooth and straight forward way of working. Got my refund even before 2 months. Highly recommended

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MAR/25/2025

Outstanding service

I have successfully received my pension. Would like to thank Julia for her outstanding service and support throughout this time.

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MAR/18/2025

Organized, timely, accurate

I really recommend this service.
They helped to get my pension refund in an organized and timely way. Communication was very accurate and friendly.

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MAR/16/2025

Great service, 10/10

Great company! Answered all my questions & provided great service. 10/10.

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MAR/12/2025

Hassle-free, definitely recommend

Johannes and the Team helped me throughout the process. Hassle-free and i would definitely recommend it to everyone. It’s so easy, just sit back, relax, and wait for your Refund! Thank you Germany Pension Refund!

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MAR/21/2025

Fairly priced, friendly, easy, very happy

Incredibly friendly and easy service. Fairly priced as well! After leaving Germany in a hurry during covid, I was dreading the paperwork that was waiting for me... but Germany Pension Refund made it a breeze. Very happy with the result. A big thank you to Julia <3

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MAR/17/2025

I cannot recommend highly enough

Getting your pension refund is basically the final boss of German bureaucracy (which, for the record, I appreciate in many other facets). I worked in Germany for three years and took German classes, but even after that the prospect of dealing with a multi-step exchange of forms and documents via mail, and requiring an address in Germany no less, was beyond what I was willing or able to deal with.

Thankfully, I didn't have to. I found Germany Pension Refund on an old reliable resource, allaboutberlin.com; that start was all I needed. I reached out via the Germany Pension Refund website and received a response shortly after.

The GPR team graciously answered all of my questions about security, privacy, translation, and the legal steps required to get my refund even before we signed a contract. I worked with Christian specifically, who I cannot recommend highly enough.

I have a few friends who are also interested in recovering their German pension contributions, and will be referring them to Germany Pension Refund without question.

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MAR/15/2025

Timely check-ins, clear communication

I had an excellent experience with Germany Pension Refund working with Christian. He made the entire pension refund process seamless while I was away from Germany. Christian provided timely check-ins, clear communication, and ensured everything was handled efficiently. The refund was processed and delivered on time, making the whole experience stress-free. I highly recommend their services to anyone looking for professional and reliable pension refund assistance.

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MAR/11/2025

Quick and easy

Really enjoyed working with Johannes. The process was quick and easy, got my pension refund in my US bank account within 2 months.

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