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Fast and Secure German Pension Refund for Non-Eu Citizens
If you are a citizen from outside the European Union who has worked in Germany, you may be eligible to claim a pension refund Germany after you leave Germany.
For you to qualify for a refund of your German pension contributions, you must meet these two specific requirements:
#1: You must currently live in a non-EU country.
#2: At least 24 months must have passed since your last pension contribution to the German pension fund.
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If you meet those two requirements, congrats, you could* qualify for refund of your pension contributions!
And the best news of all: You don’t need to worry about the frustrations of German bureaucracy to claim your refund.
Claim your refund online today. Not only will we save you time and hassles, but we will also help you with the certificate of life, the payment declaration, the payment authorization form, the deregistration, and any other document required to avoid any potential complications that may come your way during the process. And if you no longer hold a German bank account, we will help you receive your German pension refund in your local bank account in your currency of choice.
Have you been contributing to supplementary pension or occupational pension schemes as well? We will also help you claim those refunds to make sure you do not leave any money behind.
We are here for you!
How to get a German Pension Refund online | The German statutory pension insurance | All Rights Reserved
We have been helping people just like yourself successfully claim their refunds since 2015.
And we do it in an easy, fast, and secure way that will get you real results immediately.
Claim your refund online today, then sit back and relax until we deposit your pension payment refund into your bank account.
Check out how easy it is to get your German Pension Refund with us!
Read why expats love working with us.
Do I Qualify for a German Pension Refund?
If you are a non-EU citizen and you live in a non-EU country and at least 24 months have passed since your last pension contribution to the German pension fund, you may be entitled to get a German pension refund.
* Additional rules apply for citizens of the following countries:
For USA, India, Australia, Canada, Brazil, Albania, Moldova, North Macedonia, The Philippines, South Korea, and Uruguay…to qualify for German pension refunds, your German pension insurance balance must hold less than 5 years of pension contributions.
Japanese citizens: if you currently live in your home country, your German pension insurance balance must hold less than 5 years of contributions. However, if you live abroad in another non-EU country, like Canada as an example, this limit does not apply.
Former Yugoslav-state citizens can only claim a refund (before reaching retirement age) residing in a non-EU country outside the former Yugoslav-states area, like the USA as an example.
Israeli citizens only qualify for a German Pension refund (before reaching retirement age) if you currently live outside of Israel, in another country like New Zealand as an example.
Your nationality is not listed above? Congrats, that means no additional rules or limitations apply for you!
Claim your refund online today. You can also use our free eligibility check to verify if your pension contributions are eligible for a refund. No worries, we will take care of all the bureaucratic tasks like your payment authorization form, certificate of life, payment declaration, and all the other documents required to proceed with your refund. Please note that no minimum fee will apply to the process of refunding all your pension payments.
How Much Can I Reclaim From My German Pension?
While you were employed in Germany, 9.3% * was deducted from your gross salary up to the income threshold and transferred to the German Pension Insurance.
If you are a non-European citizen, you can claim your pension insurance contributions back after moving out of Germany, provided you are entitled to do so.
Use our free reimbursement calculator to get an estimate of your possible premium reimbursement.
The average pension refund is 11,800 Euros and you do not need to hold a German bank account to receive your funds.
About GermanyPensionRefund.com
GermanyPensionRefund.com is the leading expert for German pension contribution refunds on the market since 2015.
Our goal is to provide the safest, fastest, and most easy refund experience. Claim your refund online with us, then sit back with peace of mind while we take care of everything for you. Read more.
Office building Rentenversicherung, Berlin | The German statutory pension insurance | All Rights Reserved
We are experts on this topic. Our team is specialized in every social security agreement Germany has signed. Our experience goes back to the year 2015.
We team up with specialized law firms to speed up the process and gain full legal leverage. Read more.
We provide free evaluation of your case - do not hesitate to contact us regarding your refund, eligibility, residence, waiting period, or any other questions that might arise reading through the information about German Pension Refunds.
Read below how our most recent customers experienced working with us.
Or visit our Testimonials.
JAN/07/2025
Simple without any issues
Great service and customer support (in English). I had a great experience with this company and recommend it for everyone. My Pension refund process was very simple without any issues and in the informed timeframe.
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DEC/30/2024
Consistently supportive throughout
The entire process was incredibly simple and ran smoothly. Johannes and the team were consistently supportive throughout.
I highly recommend their services!
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DEC/18/2024
Straightforward, fast
The process is relatively straightforward, fast and they are extremely responsive! Would highly recommend
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DEC/14/2024
Fast and smooth service at a reasonable price
I am happy with my choice. They provided fast and smooth service at a reasonable price, which was lower than their competitors. I can only imagine how much of a nightmare it would have been to handle everything myself, but with their service, I didn’t have to worry about anything. They were very punctual, well-organized, and made everything clear.
BRAAAVO!!
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JAN/01/2025
Refund obtained in the quickest time possible
The service provided by Johannes was extremely professional with updates provided on the process status on a regular basis. The paperwork required for the pension refund process was exact and the processing of the same was done professionally and the refund was obtained in the quickest time administratively possible. I strongly endorse this organization especially Johannes for getting me the refund.
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DEC/24/2024
Extremely satisified
Extremely satisfied by the service provided. I received my amount in less than 2 months after submitting my case. Christian was really helpful throughout the process and cleared any confusion I had.
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DEC/17/2024
Outstanding experience from start to finish
Recently received my German pension refund was an outstanding experience from start to finish. The process was incredibly straightforward, requiring just a few simple documents, and the team handled everything with remarkable efficiency and professionalism.
A special thank you to Johannes kühn, whose assistance was truly invaluable. Not only was he incredibly professional, but he also went above and beyond to ensure the entire process was smooth and hassle-free. It's rare to find such exceptional customer service, and Johannes truly made all the difference. Johannes kühn, you’re the rockstar of this company!
The entire team was friendly, transparent, and kept me well-informed at every step. My refund was processed much faster than I had anticipated, exceeding all my expectations. I’m beyond satisfied with the service and would highly recommend this company to anyone looking for a seamless and stress-free experience. I will definitely return in the future!
Once again, thank you so much, Johannes kühn. You're a true asset to this company!"
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DEC/13/2024
Refund sorted in less than 2 months
I had the pleasure of working with Christian for my refund process. Christian was responsive, provided clear and useful instructions and helped to get my refund sorted in less than 2 months. I am so glad that I engaged their support, they made a very complex process very effortless and stress free for me. I highly reccommend Christian and the Germany Pension Refund.
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JAN/01/2025
Clear information throughout
Thank you so much Christian. You guys are doing a great job. Very helpful and clear information throughout the whole
Process. Highly Recommended👍
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DEC/20/2024
Took 5 weeks from start to finish
If I could give 100 stars I would. Johannes was the absolute best. Kind, attentive, professional and made the whole process super easy. It only took 5 weeks from start to finish. Thank you for everything!!!
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DEC/17/2024
Fantastic experience! Hassle-free
I had a fantastic experience! The entire process was hassle-free, and the communication was smooth and efficient. The deposits were handled much faster than expected, which was a pleasant surprise. Highly recommend! Thanks to Johannes (SVP Client Services) and his team!!
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DEC/13/2024
Highly recommended
Great service, communication and outcome. Highly recommended.
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