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Fast and Secure German Pension Refund for Non-Eu Citizens
If you are a citizen from outside the European Union who has worked in Germany, you may be eligible to claim a pension refund Germany after you leave Germany.
For you to qualify for a refund of your German pension contributions, you must meet these two specific requirements:
#1: You must currently live in a non-EU country.
#2: At least 24 months must have passed since your last pension contribution to the German pension fund.
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If you meet those two requirements, congrats, you could* qualify for refund of your pension contributions!
And the best news of all: You don’t need to worry about the frustrations of German bureaucracy to claim your refund.
Claim your refund online today. Not only will we save you time and hassles, but we will also help you with the certificate of life, the payment declaration, the payment authorization form, the deregistration, and any other document required to avoid any potential complications that may come your way during the process. And if you no longer hold a German bank account, we will help you receive your German pension refund in your local bank account in your currency of choice.
Have you been contributing to supplementary pension or occupational pension schemes as well? We will also help you claim those refunds to make sure you do not leave any money behind.
We are here for you!
How to get a German Pension Refund online | The German statutory pension insurance | All Rights Reserved
We have been helping people just like yourself successfully claim their refunds since 2015.
And we do it in an easy, fast, and secure way that will get you real results immediately.
Claim your refund online today, then sit back and relax until we deposit your pension payment refund into your bank account.
Check out how easy it is to get your German Pension Refund with us!
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​​Read why expats love working with us.
Do I Qualify for a German Pension Refund?
If you are a non-EU citizen and you live in a non-EU country and at least 24 months have passed since your last pension contribution to the German pension fund, you may be entitled to get a German pension refund.
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* Additional rules apply for citizens of the following countries:
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For USA, India, Australia, Canada, Brazil, Albania, Moldova, North Macedonia, The Philippines, South Korea, and Uruguay…to qualify for German pension refunds, your German pension insurance balance must hold less than 5 years of pension contributions.
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​Japanese citizens: if you currently live in your home country, your German pension insurance balance must hold less than 5 years of contributions. However, if you live abroad in another non-EU country, like Canada as an example, this limit does not apply.
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​​Former Yugoslav-state citizens can only claim a refund (before reaching retirement age) residing in a non-EU country outside the former Yugoslav-states area, like the USA as an example.
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Israeli citizens only qualify for a German Pension refund (before reaching retirement age) if you currently live outside of Israel, in another country like New Zealand as an example.
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Your nationality is not listed above? Congrats, that means no additional rules or limitations apply for you!
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Claim your refund online today. You can also use our free eligibility check to verify if your pension contributions are eligible for a refund. No worries, we will take care of all the bureaucratic tasks like your payment authorization form, certificate of life, payment declaration, and all the other documents required to proceed with your refund. Please note that no minimum fee will apply to the process of refunding all your pension payments.
How Much Can I Reclaim From My German Pension?
While you were employed in Germany, 9.3% * was deducted from your gross salary up to the income threshold and transferred to the German Pension Insurance.
If you are a non-European citizen, you can claim your pension insurance contributions back after moving out of Germany, provided you are entitled to do so.
Use our free reimbursement calculator to get an estimate of your possible premium reimbursement.
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The average pension refund is 11,800 Euros and you do not need to hold a German bank account to receive your funds.
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About GermanyPensionRefund.com
GermanyPensionRefund.com is the leading expert for German pension contribution refunds on the market since 2015.
Our goal is to provide the safest, fastest, and most easy refund experience. Claim your refund online with us, then sit back with peace of mind while we take care of everything for you. Read more.
Office building Rentenversicherung, Berlin | The German statutory pension insurance | All Rights Reserved
We are experts on this topic. Our team is specialized in every social security agreement Germany has signed. Our experience goes back to the year 2015.
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We team up with specialized law firms to speed up the process and gain full legal leverage. Read more.
We provide free evaluation of your case - do not hesitate to contact us regarding your refund, eligibility, residence, waiting period, or any other questions that might arise reading through the information about German Pension Refunds.
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Read below how our most recent customers experienced working with us.
Or visit our Testimonials.​
FEB/20/2025
Legitimate, cleared all my doubts patiently
at first i was skeptical about scams …. But the company is legitimate and they have helped me get the refund in a professional way. Christian was walking me through the procedure step by step and cleared all my doubts patiently !! Im glad i paid their services !
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FEB/13/2025
Exceptional, went above and beyond
Just received my pension refund, and I couldn't be more impressed with their exceptional service! Julia went above and beyond, guiding me through every step of the process and keeping me informed along the way. The transparency and efficiency they provide are truly commendable. I’m incredibly satisfied and highly recommend their services!
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FEB/07/2025
Refund in less than 4 weeks
Absolutely the best. I got my pension refund in less than 4 weeks. They pretty much took care of everything.
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FEB/18/2025
Smooth, hassle-free, transparent
I recently used Germany Pension Refund for their pension refund assistance service, and I am so impressed with how smooth and hassle-free the process was. Special thanks to Sir Johannes, from the moment I submitted my documents, he was quick to respond and guide me through every step of the refund process. I really appreciated how transparent and efficient everything was. If you're ever in need of help with your pension refunds, I highly recommend GERMANY PENSION REFUND — they truly make it easy. Great service, great experience!" KUDOS SIR JOHANNES! All the best to you and your team.
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FEB/13/2025
Very happy, strongly recommend!
I strongly recommend the company services! The whole process for getting my pension refunded could not be better conduced. Julia Kim (Client Success Manager) was very clear, communicative and made the whole beaurocracy seems simple (and trust me, I know how Germany can be very beauroucratic). I'm very happy with the service provided by the team and even happier that I got my money back earlier than it was planned.
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FEB/09/2025
Excellent customer service
Excellent customer service. Everything went according to the plan.
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FEB/06/2025
Great, fully recommended!
Working with Christian from GPR was great. From the beginning, he explained the whole process to me and kept updating me along the way until the money was returned. Fully recommended!
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FEB/17/2025
Extremely efficient, prompt
The service provided is not only extremely efficient but also prompt. All questions were handled quickly and effectively.
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FEB/13/2025
Charges are way less than other service providers
I must say a big thank you to the team from Germany Pension Refund. You are very professional and dealt with the pension refund without any issues. Your charges are way less comparing to the other service providers which is so beneficial for a lot of customers.
Timely updates and clear communication helped to gain confidence. Your commitment to customer service is commendable. I want to call out Julia for her support in ensuring the refund is done very smoothly. Keep up the great service you are providing. Thank you once again.
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FEB/08/2025
Efficient
Very efficient . Highly recommended the organisation. Thanks Christian for your help!
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FEB/01/2025
Excellent communication, fast service
Highly recommend. Excellent communication and fast service. Sorted my pension transfer in a few months after I had struggled for several years to organize myself
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